PM Jan Dhan Yojana : Easy and simple information Pradhan Mantri Jan Dhan Yojana (PM Jan Dhan Yojana) was started by Prime Minister Narendra Modi on 15 August 2014. This scheme was created to provide banking facilities to the rural and urban people of the country. Its purpose was to give everyone an opportunity to open a bank account and provide the benefits of financial services. Lakhs of people have benefited from this scheme, especially those who were not able to get banking facilities earlier.
Under this scheme, you can open your bank account without any fee and also get an amount of Rs 10,000. If your account is linked to Aadhar card, then after 6 months you will also get an overdraft facility of Rs 5,000. Not only this, you will also get a RuPay debit card, through which you can easily use banking and shopping facilities.
Benefits of Jan Dhan Yojana
- On opening your account in this scheme, you get an accident insurance cover of Rs 1 lakh.
- If the account holder dies, the family will be given an insurance sum of Rs 30,000.
- You can use this account to send and receive money.
- Overdraft facility is given to only one member of a family, especially women.
- You will also receive interest on the money deposited.
Documents required for PM Jan Dhan Yojana
If you also want to take advantage of the Pradhan Mantri Jan Dhan Yojana and want to open your bank account, then some important documents are required for this. A list of those documents is given below:
- Aadhar card
- Mobile Number
- Address proof
- PAN card
- Passport size photo
How to open a bank account in PM Jan Dhan Yojana?
It is very easy to open an account under the Pradhan Mantri Jan Dhan Yojana. For this, you have to go to your nearest bank and get the Jan Dhan account opening form from there. Fill in the information asked in the form carefully like name, address, Aadhaar number etc. Attach a copy of your documents with it.
After submitting the form, the bank officials will check your documents. If your information is found to be correct, your account will be opened. After the account is opened, you will immediately start getting access to your account information and banking services.